Bookkeeping for 1099s & small businesses

Bookkeeping that ends the tax-time scramble.

Your books kept in QuickBooks Online or Xero, reconciled every month, explained in plain English and handed to your CPA ready to file.

Rated 4.9 on Fiverr · 5 years keeping books for US clients

Who we work with

We started with solo 1099s, doctors, realtors and lawyers. Now we also keep the books for the clinics, agencies and firms they grew into.

  • 1099 contractors
  • Real estate agents
  • Physicians & clinics
  • Lawyers & small law firms
  • IT & digital agencies
  • Construction
  • Retail stores
  • Growing companies

The problem

Most books don't fall apart. They drift.

A missed month becomes a messy quarter, and the mess lands on your CPA's desk in April.

  1. One account for everything

    Business and personal spending share a card, so every deduction becomes a guess.

  2. Income that never looks the same

    Three 1099s, two platforms and one deposit that doesn't match. What do you set aside for tax?

  3. A CPA bill for cleanup

    Every hour spent untangling transactions is an hour billed at CPA rates.

  4. Reports nobody reads

    If the P&L needs a translator, decisions get made on gut feel instead.

Services

Everything your books need, handled every month.

Start where you are: a fresh setup, a cleanup of past years, or ongoing management in QuickBooks Online or Xero.

Setup & cleanup

Bank feeds connected, a chart of accounts built around how you earn, and personal spending separated from business. Already behind? We review past transactions, fix categories and hand back books you can trust again.

  • QuickBooks Online or Xero setup
  • Chart of accounts structuring
  • Past-year cleanup and catch-up
Talk about setup (opens in a new tab)

Ongoing monthly bookkeeping

Every transaction recorded, categorized and reconciled on a steady monthly rhythm, so your books stay organized and audit-ready all year instead of in a spring rush.

  • Monthly categorization & reconciliation
  • Multi-income stream tracking
  • Expense management & classification
Ask about monthly plans (opens in a new tab)

Reporting, cash flow & projections

Plain-language statements that answer real questions, like whether now is the time to buy that equipment. Thinking about a hire, a second location or a big purchase? We model it before you commit.

  • Monthly statements in plain English
  • Cash-flow monitoring & advisory
  • Financial models & projections
Ask about reporting (opens in a new tab)

Tax-ready books, CPA-approved

Records organized the way your CPA needs them, so they file faster and more accurately and spend less billable time getting there. We coordinate with them directly when questions come up.

  • Tax-ready financial reporting
  • Compliance-ready records
  • Coordination with your tax professional
Get tax-ready (opens in a new tab)

What lands in your inbox

Four numbers. Every month. No jargon.

Income, expenses, profit and cash flow, laid out so you can see what changed and why in about five minutes. Earn from several 1099s? Each stream is tracked on its own.

  • IncomeBy client, platform or 1099 source
  • ExpensesCategorized the way your CPA files them
  • ProfitWhat you actually kept, and the margin
  • Cash flowWhat's coming in, going out and set aside
Monthly report Illustrative figures
Sample
Income$18,4203 income streams
Expenses$7,96012 categories
Profit$10,46057% margin
Tax reserve$2,900Estimate for your CPA
Reconciled in QuickBooks Online or Xero · Shared with your CPA at year end

How it works

From a free first call to clear numbers in five steps, with a private WhatsApp group for the questions in between.

A free call to understand your business structure, your income streams and how your books are kept today.

Your books set up in QuickBooks Online or Xero, plus a private WhatsApp group so quick questions get quick answers.

Transactions recorded and reconciled consistently every month, with the chart of accounts kept up to date as you grow.

Income, expenses, profit and cash flow you can read in five minutes, ready for tax planning and real decisions.

We refine the process, answer the financial questions that come up and help you decide with the numbers in front of you.

Client reviews

What clients say about working with us.

In their own words, from LedgerCept's 2026 company profile.

See our Fiverr reviews (opens in a new tab)
1 / 3

“Their expertise in QuickBooks bookkeeping and data analysis in Excel has been invaluable to my firm. They not only helped my clients stay organized but also provided invaluable insights that have significantly improved my workflows and client management. Plus, their transparent and on time communication makes working together so easy!”

Wayne BarnardCEO, Barnard Howard

“Their expertise in bookkeeping and accounting is truly remarkable. They helped us streamline our accounting processes in QuickBooks & Repairshopr and provided invaluable insights into our data analysis that enabled us in making calculated and precise decisions to run our business efficiently.”

Wayne BarahonaOwner, SuperHiTech

“I want to give a big shout out to Mustafa & Mansoor from LedgerCept for their exceptional support in managing Distribution, running our invoicing module and designing project management trackers. Their expertise in QuickBooks Online, MS Excel and Google Sheets has been invaluable to our operations.”

Ashley JesomePrincipal, In Situ Archaeology

About LedgerCept

You shouldn't need to be an accountant to understand your business.

LedgerCept was founded on that idea. We work with independent professionals and small business owners who manage irregular income and real expenses, and we turn their transactions into numbers they can read, plan with and hand to a CPA without rework.

  • Accuracy first. Precision in every record.
  • Transparency. Clear reports, honest communication.
  • Client-centered. Built around how your business really runs.
  • Simplicity. Systems that save time and stress.
  • Growth partnership. Support at every stage.

Pricing

Start with a conversation, not a contract.

Free Clarity Call

15–30 minutes

What we cover together:

  • Your current bookkeeping setup
  • The financial challenges you're facing
  • Your income & expense structure
  • How tax-ready you are today
  • A recommended plan

No obligation. Just clarity.

Book your free call (opens in a new tab)
Managed bookkeeping

from $149/mo

Priced on what your business needs:

  • Business size
  • Transaction volume
  • Reporting needs
  • Level of support

Custom packages for growing businesses and multi-income professionals.

WhatsApp us for a quote (opens in a new tab)

FAQ

Questions we hear on first calls.

Something else on your mind? Email info@ledgercept.com or message us on WhatsApp.

No. We work in QuickBooks Online and Xero. If you don't use either yet, we set one up for you and connect your bank feeds.

Your CPA handles the filing. We keep tax-ready books and coordinate with them, so they file faster and spend less billable time on cleanup.

Yes. Cleanup is one of our core services: we review past transactions, fix categories and separate personal spending from business.

Every client gets a private WhatsApp group, plus email at info@ledgercept.com. We're available Monday to Friday, 8 AM to 5 PM EST.

Plans start from $149 a month and depend on transaction volume, reporting needs and the level of support. The first call is free.

Not at all. 1099 earners are who we started with, and each income stream is tracked separately in your monthly report.

Free Clarity Call

Get your numbers clear before the next deadline.

Book a free 30-minute call. No obligation. Just clarity.